Empowering Payors with Health Data, Analytics and AI for Smarter Care

Thryve’s API delivers real-time health insights from wearables devices and medical apps, enabling smarter underwriting, personalized wellness incentives, optimized care journeys, and dynamic risk scoring. From prevention-focused engagement to measurable health outcomes, Thryve helps insurers transform how they assess, manage and deliver care.

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Case Studies

Trusted, Secure, and Proven Solutions for Insurers

Leverage the developer-centric benefits designed to streamline your workflow and enhance productivity.

Health Score and
Behavioral Incentives

Techniker Krankenkasse leverages Thryve to integrate and automatically reward workout data, coupled with a screening for early signs of depression.  

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Engagement and Rewards

AOK Plus integrated Thryve’s SDK and Intervention Plan to validate physical activity, prevent fraud, and offer members personalized preventive health suggestions tied to rewards.

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Preventive Care and Telemedicine

Sanitas Spain partnered with Thryve to enrich its customer app with real-time health data, enabling preventive health coaching, telemedicine support, and reward-based engagement.

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How it works

Detect Risk. Act on It. Prove the Impact.

Thryve unifies data from wearables, smartphones, treatment records, claims, and laboratory results into a single intelligence layer that helps you stay ahead of health risks across your entire population.

01
Detect

Identify early warning signals for non-communicable diseases, rehospitalization risk, and deteriorating treatment pathways before they become claims.

02
Act

Generate targeted recommendations for care teams, direct high-risk members into prevention programs, and trigger personalized interventions at the right moment.

03
Prove

Quantify the impact of every intervention on clinical outcomes, risk trajectories, and loss ratios, turning prevention into a measurable business case.

Why Thryve

Enabling efficient healthcare services at every stage of a member’s health journey

Underwriting

New features, API improvements, and integration releases. Everything your team needs to know.

More About Underwriting
Prevention

Improve risk prediction sensitivity by up to 2.5x for select populations using both member-generated data and claims.

More About Prevention
Care Management

Reduce acute medical spend by over €20,000,000 per 100,000 screened for chronic heart failure.

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Engagement & Loyalty

Increase member lifetime value by over €500,000,000 with 50% churn reduction and an assumed 20 additional years of membership.

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AI Chatbots
Multiple wearable health devices in the digital health ecosystem.

Power Prevention in Healthcare with AI-Powered Chatbots

Thryve’s AI chatbot integration helps digital health apps, insurers, and virtual care providers create smarter, more engaging user interactions by combining AI with real-world health data from wearables, apps, and lab results.

Data Security and Compliance

Maximum Compliance in Health Data Management

Thryve ensures the highest standards of data privacy, safety, and transparency. Our API for insurance is GDPR-, HIPAA-, and ISO-compliant. This empowers insurers to innovate without compromising trust or security, maintaining full compliance with regional and global regulations.

Plans & Pricing

Driving Cost-Effectiveness and Growth for Insurers

Thryve helps insurers enhance cost-effectiveness by streamlining health data integration and enabling preventive care, while creating forward-thinking insurance products with faster time to market. All with a flexible business model that aligns with insurers needs.

Our Playbook
Thryve book on healthcare data integration and analytics solutions.

Before It Hurts: Drive Prevention to Reduce Costs

With aging populations, rising chronic disease rates, and mounting cost pressure, payors are being pushed to rethink how they deliver care and stay financially sustainable. Drawing on real examples from Europe's leading insurers and insights from industry experts, Before It Hurts is essential reading for anyone shaping the future of sustainable healthcare.

This practical playbook shows you how to:

  • Spot health risks earlier through wearables and real-world data
  • Build personalized care pathways that cut down on overtreatment
  • Lower long-term costs through prevention, automation, and behavioral incentives
  • Turn health data into a strategic asset for reimbursement and risk balancing