Users sync their wearables and apps, like Apple Health, Garmin, Polar, Fitbit, more instantly.
We assess risks scores across different biomarkers and allow you to segment and personalize your member’s offer.
Risk scores update dynamically based on lifestyle, behavior, and biometrics, enabling insurers to recalibrate policies as needed over time.
Use health risk assessment to understand risk trends at the individual, sub-population, and portfolio levels.


Speed up medical underwriting and lower barriers with instant health risk assessments.

Identify risks earlier and drive behavior changes through timely nudges and targeted risk profiling.

Cut claim frequency and severity by proactively managing chronic and emerging conditions. Our solution supports smarter preventative health care and helps in reducing healthcare costs.

Deliver fair, transparent pricing and more inclusive offers. Build trust and loyalty through a data-driven approach to healthcare cost transparency.
Thryve’s Swift Risk transforms insurance underwriting from a slow, static gatekeeper into a dynamic, insight-driven risk management in health care.

This is not just about prediction. It’s about action, insight, and reducing healthcare costs through real-time health risk assessment.
